About Better Rate Mate

Most people are paying more than they need to on bills they set up once and never looked at again. We exist to make checking that quick enough that you actually do it.

What we compare

Four categories, each with its own two-minute comparison.

Alongside those we publish guides and calculators, so you can understand a product before you compare it rather than after. Those live in ourresources.

How we work

Free to use, funded by providers

You never pay us. When you move to a product through us, that provider pays a commission. It does not change your price, and it does not decide the order of your results.

Honest about our limits

We compare a panel, not the entire market. A better deal may exist somewhere we do not cover. We would rather say that plainly than imply we have seen everything.

Built to be quick

Every comparison is a few questions and about two minutes. No account, no paperwork, and no obligation to switch at the end of it.

Australian products only

Australian rates, Australian rules, Australian providers. Our guides cover the schemes and thresholds that actually apply here.

What we are not

We are a comparison service, not an adviser and not a provider. Nothing we publish is financial or credit advice, and none of it accounts for your particular circumstances. If you take up a product, your contract is with that provider, not with us. Before you commit, read the disclosure documents and consider whether it suits you.

Our how we're paidsection sets out the commercial side in full, and ourterms of usecover the rest.

Who writes our guides

Better Rate Mate Editorial Team

Financial Content Team

Our team of financial writers and analysts researches and compares Australian financial products to help you find better rates on home loans, personal loans, insurance and energy. All information is verified against official product disclosure statements.

See what you could be paying

Pick a category. About two minutes, no obligation.

Compare now